Author: Rhys Gregory

If you’re forgetful by nature, then day-to-day life can become more challenging. After all, what starts as a quick lapse in memory can then spiral into something else. For example, if you forget to have spare car keys, any loss or damage of your main set can leave you stranded until further notice. Being forgetful doesn’t just impact memories, but it also hinders your ability to prepare for the future. In the end, it’s best to stay sharp in your mind so that you’re ready to tackle anything that comes your way head on. With all of this in mind,…

Most kids are not responsible for their finances in a significant way until after they graduate high school. This can be a blissful way to maintain your youthful status, but it can also lead to a huge culture shock when you are faced with having to go from 0 to 100 regarding personal finance. If you are in a situation where you do not have to be burdened by money as a kid, that’s amazing,  but the earlier you start to educate yourself on how to handle it when the time comes, and the more of a head start you…

Gambling is a prominent activity in the United Kingdom, and you’d think that everything that happens within the niche is the same on every island due to similar laws and regulations. But as you probably figured from the article title – that is not so. And although there are some differences in the gambling market between Wales and England, both must operate under the UK Gambling Commission, and hold casinos to similar standards in many ways. So what are the dissimilarities?  Let’s start with this – we’re talking about both, online casinos and brick-and-mortar facilities. And if you’re unfamiliar with…

Securing the supply chain for your software might be something that you are putting off, but it is one of the most important things that you can do. A software bill of materials is going to do a lot for you and possibly prevent a lot of headaches for you in the future. You can’t expect to continue putting off a software bill of materials before it’s too late. There are quite a few reasons why not a software bill of materials having could burn you, and that is what we will be looking at in this post. One of…

With the Cheltenham Festival just around the corner, horse racing’s top jockeys and trainers will be rubbing their hands at the prospect of glory at the Prestbury Park meeting. Last year proved to be a hugely entertaining Festival, with dominant performances and breakthrough achievements abounding. One man who enjoyed an extremely successful Cheltenham last year was trainer Willie Mullins, who saddled an impressive seven winners, enough to land him the Festival’s top trainer accolade. Mullins has been one of the sport’s most decorated trainers for many years, and you can bet that he’ll be gearing all his efforts towards enjoying…

It’s January, which means just one thing; the Cheltenham Festival is just around the corner. Whilst it’s not yet clear how many spectators will be allowed to attend the historic meeting, there is hope that there will be at least some sort of Cheltenham roar, even if the horses and jockeys won’t be cheered by a 70,000+ crowd. The four days are littered with Grade 1 races, 15 in fact, and whilst the Gold Cup is often the main one in the Cheltenham betting, we’re sure punters will be scanning the racecards every day, evaluating the form and watching for…

Have you received your stimulus check yet? Those government-issued checks that encourage you to spend on something and anything? If so,  you might be looking for ways to get the most out of it.  These funds could cover daily expenses, missed loan payments, and other emergency bills, especially in these trying times where the pandemic has brought our savings to their limits. Homeowners alike see this as a great way to cushion their savings and last a little longer, along with the money they saved. However, stimulus checks are limited. Hence, here’s how you should budget your checks and make…

FROM spring, independent schools across England and Wales will be allowed to opt out of the Teachers’ Pension Scheme (TPS) for future teaching staff while existing teaching staff can remain members of the TPS. The decision, by the Department for Education (DfE), follows growing frustration in the independent school sector at the continual increase in employer pension contributions into the TPS – which in September 2019 rose by over 40% from 16.48% to 23.68%.  While the government covered the increase for state schools and universities, no support was provided to the independent school sector. For the TPS to remain an…

Businesses in the retail, hospitality and leisure sectors are to receive a one-off grant worth up to £9,000, the Chancellor has announced. This follows the Prime Minister’s announcement last night that these business will be closed until at least February half-term in order to help control the virus, and, together with the wide range of existing support, provides them with certainty through the Spring period. The cash is provided on a per-property basis to support businesses through the latest restrictions, and is expected to benefit over 600,000 business properties, worth £4 billion in total across all nations of the UK.…

To celebrate the 15th anniversary of the completion of Cadw’s national survey of listed buildings, they have revealed 7 of Wales’s ‘quirkiest’ listed buildings – and you may be a little surprised at what has made the list! Hundreds of new listings have been granted since the national survey was first completed in December 2005 — bringing Wales’s current number of protected buildings to 30,036. When Cadw was formed in 1984, it took responsibility for identifying buildings for listing in Wales — with each addition chosen for its unique history, architecture or age; not to mention the special value held…